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Home Equity Loans Made Simple.

Turned Down Elsewhere?
We Help Homeowners Ontario-Wide!

  • Direct Private Mortgage Lender.
  • Access Your Hard Earned Home Equity.
  • Consolidate High-Interest Debts.
  • Complete Home Upgrades & Renovations.
  • Equity-Focused Approvals.
  • Approvals for Imperfect Credit.
  • Self-Employed Clients Accepted.
  • Upfront & Transparent Quotes.
  • Complimentary Mortgage Assessments.

Zero Obligation.
100% Confidential.

Home Equity Loans.

To start, home equity is the difference between the fair market value of your home and the balance of any existing mortgages. For instance, if the value of your home is $500,000 and you have an existing first mortgage of $250,000, you have $250,000 of home equity and might be able to access another $150,000 of home equity. A home equity loan is an efficient method of accessing funds for a variety of reasons including home renovations, debt consolidation, and business operating capital.

DV Capital can provide home equity loans in first, second, and third positions. Over the years we have perfected the most efficient and transparent approach for providing homeowners and real estate investors with home equity loans. If you have an existing first mortgage, we will help you determine if it makes sense to replace your existing first mortgage or obtain a home equity loan in second position. Similarly, if you have an existing first and second mortgage we will help you understand if a third mortgage is possible and/or makes sense. Many times our clients are surprised to learn that it is possible to obtain a home equity loan with bad credit if they’re self-employed, or have been turned down elsewhere.
Typical Reasons to Consider a Home Equity Loan:
  • Home equity loans are fairly easily obtainable. 
  • Access home equity even when banks cannot assist.
  • Borrow anywhere from $20,000 – $5,000,000 and more. 
  • Borrow up to and above 80% of the property value (call for details).
  • No ‘maximum door policy’ for real estate investors. 
  • Flexible debt servicing requirements.
  • Flexible credit score requirements. 
  • Custom term lengths.
  • Apply online from the comfort of your home (phone or computer).
DV Capital & their licensed mortgage professionals have been providing and structuring low-rate home equity loan approvals for over a decade. Regardless of being turned down elsewhere, DV Capital helps homeowners access their home equity based on sufficient equity.

We warmly invite you for a confidential discussion 7 days a week.  Please feel free to ‘Call Us Now’ or ‘Apply Online’ and one of our licensed mortgage professionals will contact you right away. 

Approved Property Types.

Simple Approval Process.

What Makes Us Different?

Frequently Asked Questions.

DV Capital Corporation is licensed and regulated as a Mortgage Brokerage with the Financial Services Regulatory Authority of Ontario and is a corporate member of Mortgage Professionals Canada, Canadian Mortgage Brokers Association of Ontario, British Columbia and Atlantic Canada. DV Capital excels in the alternative mortgage market, a marketplace often under-serviced by traditional mortgage lenders and other mortgage providers that lack the expertise, knowledge and lender connections required to help clients cross the finish line.

We work with clients with ALL types of credit and have funded mortgages for clients without any established credit in Canada, low, average, or high credit scores, regardless of being turned down elsewhere!

Excellent! We have tailored mortgage programs designed specifically for self-employed individuals who might not be able to formally illustrate all of their income or have had recent slow-downs as a result of COVID-19!

We have excellent success helping clients that have been turned down elsewhere as a result of the property location, property type, property zoning, property condition, as well as the income and credit profile of our client. A large portion of our clients have approached us after learning how unwilling their bank is to support their mortgage goals!

We have many years of experience helping homeowners eliminate their high-interest debts and payments by consolidating everything into one manageable payment and allowing them to start fresh with a clean slate!

Within moments of our initial discussion, we'll be able to understand your current situation and discuss a positive game plan to promptly secure a replacement mortgage, regardless of late payments during the term of your current mortgage or credit score, provided sufficient equity!

We have many mortgage options available for individuals who own real estate in rural and remote locations including agriculturally zoned property, with acreage, and well and septic services. We have helped individuals finance their working or hobby farm, as well as second homes and cottage properties across Ontario!

We are incredibly experienced with providing solutions for financial distress and have the ability and formula required to cure mortgage arrears, bring existing mortgages up to date, or promptly secure a replacement mortgage!

Contact us immediately to evaluate your current situation and discuss a game plan to not only stop the power of sale and the eventual sale of your property but to also prevent further mortgage and legal fees that will erode your hard-earned home equity. We have over a decade of experience handling these matters and are well equipped with professional partners including real estate lawyers well versed and willing to assist with the matter at hand.

Provided sufficient equity, we are happy to help clients with loan amounts ranging from $20,000 to well above $5,000,000!

Excellent! We've assisted clients finance their renovation projects for their own self-enjoyment, to renovate a basement for rental income, fix-n-flips, ground-up construction and to build an addition to an existing property!

You've come to the right place! We have helped clients discharge their consumer proposal and or bankruptcy allowing them to begin their credit re-establishment journey!

Client Testimonials.

Industry Affiliation.

Call / Text Now:

DV Capital Corporation ~ FSRA Lic. 13186

*Thank you for providing DV Capital with CASL expressed consent to contact you electronically for mortgage-related purposes.