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Private Mortgage Approvals.

Turned Down Elsewhere?
We Help Homeowners Ontario-Wide!

  • Direct Private Mortgage
  • 1st, 2nd & 3rd Mortgages Ontario-Wide
  • Mortgage Falling Into Arrears?
  • Increased Interest Rate at Renewal?
  • Existing Lender Not Offering a Renewal?
  • Consolidate High Interest Debt.
  • Upfront & Transparent Quotes.
  • Complimentary Mortgage Assessments.

Zero Obligation.
100% Confidential.

Private Mortgages?

Given that the banks must carefully follow government-prescribed underwriting requirements, more and more Canadians are finding themselves unable to fit into the ever-shrinking bank box. Whether this is a result of imperfect credit, juggling high-interest debts, unverifiable self-employed income, or many other reasons that prompted your bank, even after all of the years you have banked with them, to refuse to work with you and approve your mortgage, DV Capital warmly invites you to contact them for a complimentary mortgage assessment.

DV Capital is a leading mortgage provider of non-bank private mortgages with a reputation for being able to assist real estate owners to obtain fast and flexible financing for most property types, in most locations, for most client income and credit profiles. In fact, there are situations where approvals are granted based on sufficient equity – this means that approvals ARE possible for real estate owners with imperfect credit and/or those experiencing money mismanagement issues. 

Typical Reasons for a Private Mortgage:

  • Less-than-perfect credit
  • A previous or active consumer proposal or bankruptcy
  • Behind on property tax or condo corporation fees
  • Battling mortgage arrears
  • Soon to be or currently facing a power of sale or foreclosure
  • Money owed to the Canada Revenue Agency (CRA)
  • Existing lender not offering a mortgage renewal 
  • Inability to ‘qualify’ for traditional financing 
  • Self-Employed & unable to verify all of their income.
  • Unable to ‘qualify’ based on banks’ stress-testing requirements. 
  • & many other reasons.

Oftentimes mortgage agents and brokers are accustomed to traditional lending guidelines and operate within the ‘check the box’ approach and are uncertain how to assist clients with their unique mortgage loan requirements. We specialize in reviewing, structuring and approving private mortgages for clients with no credit, bad credit, active or discharged consumer proposals and bankruptcies, fix-n-flips, spousal buyouts, mortgage arrears, property tax arrears, and CRA arrears and can stop a power of sale and assist a homeowner with foreclosure redemptions. We approve clients based on sufficient equity regardless of being turned down elsewhere.  

We warmly invite you for a confidential discussion 7 days a week.  Please feel free to ‘Call Us Now’ or ‘Apply Online’ and one of our licensed mortgage professionals will contact you right away. 

Approved Property Types.

Simple Approval Process.

What Makes Us Different?

Frequently Asked Questions.

Who is DV Capital?

DV Capital Corporation is licensed and regulated as a Mortgage Brokerage with the Financial Services Regulatory Authority of Ontario and is a corporate member of Mortgage Professionals Canada, Canadian Mortgage Brokers Association of Ontario, British Columbia and Atlantic Canada. DV Capital excels in the alternative mortgage market, a marketplace often under-serviced by traditional mortgage lenders and other mortgage providers that lack the expertise, knowledge and lender connections required to help clients cross the finish line.

What if I have imperfect credit?

We work with clients with ALL types of credit and have funded mortgages for clients without any established credit in Canada, low, average, or high credit scores, regardless of being turned down elsewhere!

What if I am self-employed?

Excellent! We have tailored mortgage programs designed specifically for self-employed individuals who might not be able to formally illustrate all of their income or have had recent slow-downs as a result of COVID-19!

What if I have been turned down elsewhere?

We have excellent success helping clients that have been turned down elsewhere as a result of the property location, property type, property zoning, property condition, as well as the income and credit profile of our client. A large portion of our clients have approached us after learning how unwilling their bank is to support their mortgage goals!

What if I'm experiencing extreme stress from juggling debt?

We have many years of experience helping homeowners eliminate their high-interest debts and payments by consolidating everything into one manageable payment and allowing them to start fresh with a clean slate!

What if my existing mortgage lender isn't willing to renew my mortgage?

Within moments of our initial discussion, we'll be able to understand your current situation and discuss a positive game plan to promptly secure a replacement mortgage, regardless of late payments during the term of your current mortgage or credit score, provided sufficient equity!

What if my property is located in a rural or remote location?

We have many mortgage options available for individuals who own real estate in rural and remote locations including agriculturally zoned property, with acreage, and well and septic services. We have helped individuals finance their working or hobby farm, as well as second homes and cottage properties across Ontario!

What if I am battling mortgage arrears?

We are incredibly experienced with providing solutions for financial distress and have the ability and formula required to cure mortgage arrears, bring existing mortgages up to date, or promptly secure a replacement mortgage!

What if my mortgage lender is beginning the Power of Sale process?

Contact us immediately to evaluate your current situation and discuss a game plan to not only stop the power of sale and the eventual sale of your property but to also prevent further mortgage and legal fees that will erode your hard-earned home equity. We have over a decade of experience handling these matters and are well equipped with professional partners including real estate lawyers well versed and willing to assist with the matter at hand.

What if I require a large mortgage amount?

Provided sufficient equity, we are happy to help clients with loan amounts ranging from $20,000 to well above $5,000,000!

What if I'd like to complete home renovations?

Excellent! We've assisted clients finance their renovation projects for their own self-enjoyment, to renovate a basement for rental income, fix-n-flips, ground-up construction and to build an addition to an existing property!

What if I'd like to discharge a consumer proposal or bankruptcy?

You've come to the right place! We have helped clients discharge their consumer proposal and or bankruptcy allowing them to begin their credit re-establishment journey!

Client Testimonials.

Industry Affiliation.

Call / Text Now:

DV Capital Corporation ~ FSRA Lic. 13186

*Thank you for providing DV Capital with CASL expressed consent to contact you electronically for mortgage-related purposes.