Private Mortgage | Direct Access to Private Lenders

Private Mortgages.

Fast & Flexible Private Mortgage Lending.

Private Mortgage Lender & Broker Advisory Services.

Serving Ontario & British Columbia.

“Private mortgage experts!”

Chris S.

Toronto Homeowner

What is a Private Mortgage?

Direct Private Mortgage Lenders.

A private mortgage is a real estate-secured loan provided by a private mortgage lender rather than a bank, credit union, or trust company. Private mortgages are designed to help borrowers purchase, refinance, or construct residential, commercial, industrial, or land properties when traditional ‘A-Lender’ or alternative ‘B-Lender’ financing isn’t an option. Private mortgages give real estate buyers, owners, investors, custom home builders, and developers access to acquire real estate or their equity or the ability to replace an existing mortgage without the delays and strict requirements of traditional and alternative lenders. Unlike banks, which follow rigid underwriting policies, private lenders set their own guidelines, allowing for flexible, customized lending solutions tailored to each client’s unique situation. At DV Capital Corporation, we specialize in originating, underwriting, and funding private mortgages across Ontario, British Columbia, and Nova Scotia. Our expertise ensures borrowers can secure the capital they need quickly and efficiently, even in cases where traditional financing may be unavailable.

When Do you need a private mortgage?

Fast & Flexible Private mortgage loans.

Traditional lenders, known as ‘A-Lenders’, and alternative lenders, known as ‘B-Lenders’, follow strict government-prescribed underwriting rules, usually including the mortgage stress test, which requires borrowers to qualify at an interest rate higher than their actual mortgage. This often makes it difficult for many Canadians to access financing through conventional channels. Private mortgage lenders play a crucial role in bridging this gap in the Canadian real estate market. They serve borrowers who may be:

Unable to qualify for traditional financing
Turned down by other lenders or brokers
Self-employed or starting a business
Establishing or rebuilding credit
Own real estate in rural or remote locations
Have history of late mortgage payments
Behind on tax filings and owe money to the CRA
Looking to consolidate high interest debts
Are facing financial distress, including power of sale
Needing to replace a non-renewable mortgage
In need of accessing the equity in their property
Need turnaround times that banks can’t provide
Many other situations

Private mortgages can finance residential, commercial, industrial, and land properties, and serve purposes such as:

Purchasing real estate
Bridge loan financing between a purchase and sale
Accessing their home equity
Refinancing or replacing an existing mortgage
Renovate their property before listing and selling
Building a custom home or investment property
Many other purposes

It’s important to remember that private mortgages are generally short-term and come at a higher cost than traditional financing, so borrowers should align their objectives and timelines with these terms. At DV Capital Corporation, we have underwritten and funded millions of dollars in private mortgages and leverage our experience, resources, and network to assist clients across Ontario, British Columbia, and Nova Scotia with their private mortgage needs.

Private Mortgages: Pros, Cons, and what you need to know.

what are the risks of private mortgages?

Understanding the differences between traditional mortgages and private mortgages is essential for homebuyers, homeowners and real estate investors. Traditional ‘A-Lenders’ and alternaive ‘B-Lenders’ mortgage lenders are federally or provincially regulated and must follow strict underwriting guidelines. Borrowers who meet these requirements typically benefit from: However, traditional lenders have rigid qualification rules, including restrictions on property type, zoning, location, condition, income, employment, and credit profile.

Private mortgage lenders fill a crucial gap in the Canadian real estate market. They serve borrowers who:

Do not qualify for traditional financing
Need access to faster and more flexible capital
Require common-sense solutions without red-tape.

Private mortgages usually come with:

Higher interests rates, due to private lender risk
Shorter-term length (usually 1 year terms)
Lending fees
Renewal is not guaranteed (renewal fees)

In exchange for the speed, flexibility, and customized solutions offered by private lenders, borrowers pay a premium, but gain access to financing that may otherwise be unavailable. DV Capital Corporation has extensive experience originating, underwriting, and funding private mortgages in Ontario, British Columbia, and Nova Scotia, helping clients achieve their real estate and investment objectives efficiently. Contact us today to learn if a private mortgage is the right solution for your needs.

Private Mortgage Features.

1st, 2nd & 3rd private mortgages in canada.

Private mortgages are designed as flexible, short-term financing solutions that serve borrowers who may not qualify for traditional or alternative mortgages, or who prefer faster, more customized access to capital. Unlike banks and credit unions, private mortgage lenders set their own lending guidelines, which allows them to respond quickly to unique borrower needs and property situations, often far outside the realm of what banks are able or willing to finance.

Key Features of Private Mortgages:

Fast Private Mortgages – Fast approvals and funding turnaround
Low Documents – Minimal documentation requirements & scrutiny
Equity-Based Mortgage Lending – Approvals focused on sufficient equity
Asset-Focused – Lenders prioritize the property more than income & credit
Property Types – Private lenders may finance most property types
Property Locations – Private lenders may finance most property locations
Credit Flexibility – Private lenders accept all credit scores and history
Income Flexibility – More lenient income requirements
Custom Mortgage Term Lengths – Tailored to the borrower’s needs
Flexible Pepayment Privileges – Fully open in some cases
& much more

While private mortgages are more costly than traditional and alternartive mortgages, they provide an essential pathway for homebuyers, homeowners, investors, builds and developers who need capital quickly or for situations that outside conventional lending requirements. At DV Capital Corporation, we have the expertise and network to originate, underwrite, and fund private mortgages across Ontario, British Columbia, and Nova Scotia.

Types of Private Mortgage Lenders.

Private Mortgage Lenders Near You.

When it comes to private mortgage financing, there are two main categories of private mortgage lenders in Canada: Mortgage Investment Entities and Private Mortgage Investors. Each plays an important role in providing borrowers with financing solutions that fall outside the scope of traditional banks, credit unions, and trust companies.

Mortgage Investment Entities: Most commonly structured as a Mortgage Investment Corporation (MIC), are mortgage investment vehicles that pool capital from qualified investors and deploy those funds into private mortgages that meet the fund’s specific underwriting and lending criteria. MICs are usually well-capitalized and professionally managed, often specializing in particular lending programs such as second mortgages, commercial mortgages, construction financing, or equity-based private mortgage lending. Because of their size and structure, Mortgage Investment Entities are able to provide consistent and reliable access to private mortgage capital across a wide range of property types.

Private Mortgage Investors: By contrast, Private Mortgage Investors are typically high-net-worth individuals, family offices, or small groups of investors who provide private mortgages on a case-by-case basis. Unlike a pooled fund, these investors lend their own capital directly into one or multiple individual mortgages, depending on their personal lending guidelines. In most cases, private mortgage investors operate through licensed mortgage brokerages, such as DV Capital, which may act for the lender, the borrower, or both parties involved in the transaction.

At DV Capital Corporation, we provide direct access to both Mortgage Investment Entities and Private Mortgage Investors, offering homeowners, real estate investors, custom home builders, and developers a wide range of private mortgage solutions across Ontario, British Columbia, and Nova Scotia. Whether the need is residential, multi-family, commercial, mixed-use, industrial, land financing, or custom home construction and development, our network of private lenders enables us to deliver tailored, flexible, and efficient mortgage solutions that traditional lenders are unable to provide.

Licensed Private Mortgage Brokers.

Private Mortgage Broker Near You.

While there are similarities between traditional ‘A-Lending’ and alternative ‘B-Lending’, and private mortgages, private mortgage financing requires specialized expertise due to its short-term and higher-cost nature. As of April 1, 2024, the Financial Services Regulatory Authority of Ontario (FSRA) introduced a new licensing framework for private mortgage activity. Under this regime, only two licensing tiers are authorized to deal or trade in private mortgages: Mortgage Brokers and Mortgage Agents Level 2. DV Capital Corporation, a fully licensed Mortgage Brokerage, together with its licensed Mortgage Brokers, is authorized to participate in private mortgage activity. Our team brings many years of experience, market sophistication, and a strong reputation as a trusted private mortgage financier. We maintain a vast network of private mortgage lenders and investors across Ontario, British Columbia, and Nova Scotia. Unlike many mortgage professionals, even those licensed to deal or trade in private mortgages, who focus only on traditional or alternative mortgages, DV Capital specializes in reviewing, structuring and funding private mortgages tailored to unique borrower situations. We assist clients with no credit or poor credit, active or discharged consumer proposals or bankruptcies, fluctuating or inconsistent income, and those facing financial challenges such as mortgage arrears, property tax arrears, CRA arrears, or even imminent power of sale or foreclosure. In most cases, as long as there is sufficient equity, we can help – even if a borrower has been turned down elsewhere. Before working with any private mortgage professional in Ontario, borrowers should verify licensing status directly with FSRA using the public registry at: FSRA Mortgage Broker/Agent Search.

Private Mortgage lenders for Bad Credit.

Can You get a mortgage with bad credit?

At DV Capital Corporation, we understand that life circumstances can impact credit, and we believe in giving clients a fresh start. Many of our clients have bad credit, thin credit, or no credit history, including newcomers to Canada or long-term residents who have yet to establish a credit profile. We also work with borrowers who have previous or active consumer proposals, credit counselling plans, or bankruptcies, providing guidance on how to rebuild credit and improve eligibility for future mortgage opportunities with traditional ‘A-Lenders’ or alternative ‘B-Lenders’) or private mortgage lenders. Our team has a proven track record helping clients access short-term private mortgage solutions as a stepping-stone to stabilize finances and transition to more conventional lending. We specialize in debt consolidation mortgages, helping borrowers eliminate multiple high-interest debts without resorting to filing consumer proposals or bankruptcy filings. DV Capital provides expert assistance and access to bad credit private mortgage products across Ontario, British Columbia, and Nova Scotia, helping clients secure the capital they need even if they’ve been turned down elsewhere.

Private Mortgages for Self-Employed Homeowners and Investors.

Private Mortgages for Business for Self.

Being self-employed comes with freedom and opportunity, but qualifying for a mortgage as a business owner can be challenging. Whether you operate as a sole proprietor, partnership, or corporation, traditional ‘A-Lenders’ often require extensive documentation, including income statements, tax returns, financial statements, notice of assessments, and other records that may be difficult to obtain or insufficient to illustrate qualifying income. Traditional lenders apply rigid underwriting standards for self-employed mortgages, meticulously reviewing business income, assets, liabilities, revenue, expenses, and credit history. These stringent requirements often leave self-employed borrowers underserved or unable to access traditional financing. At DV Capital Corporation, we provide private mortgage solutions tailored for self-employed individuals across Ontario, British Columbia, and Nova Scotia. Our offerings include competitive interest rates and a wide range of flexible self-employed mortgage products, including access to B-lender alternative mortgage solutions. These products allow greater flexibility in documentation and income verification, helping borrowers who may not yet qualify with traditional or alternative lenders. We understand that self-employed income can fluctuate due to seasonality, industry trends, or business growth cycles. Whether your business is newly established, experiencing a temporary downturn, overextended to support operations, or seeking to access equity, DV Capital can structure private mortgages to meet your needs. Our solutions support self-employed clients looking to purchase or refinance residential, commercial, or industrial real estate, providing a practical pathway to secure financing when conventional lenders are unable to help.

Jumbo Private Mortgage Loans.

Large Private Mortgages.

A jumbo mortgage loan is industry terminology for a mortgage that exceeds the maximum amount most traditional ‘A-Lenders’ or alternative ‘B-Lender’ mortgage lenders are willing to provide. Many lenders implement a mortgage sliding scale policy, which reduces the mortgage amount they are willing to provide once the property value exceeds a certain threshold. Each lender’s threshold and lending percentage above that threshold vary, limiting access to high-value financing. Some borrowers may also be unable to qualify for the mortgage amount they require due to income restrictions, failing the mortgage stress test, or insufficient debt service coverage ratios – especially if the property is income-producing and experiencing vacancies or below-market rents. At DV Capital Corporation, we provide jumbo private mortgage loans for residential, commercial, and industrial properties without the rigid income, credit, or documentation requirements typical of traditional lenders. Our equity-focused approach allows us to facilitate private mortgage financing exceeding $20,000,000 on a single transaction, subject to due diligence. Whether purchasing, refinancing, or accessing equity, DV Capital enables borrowers across Ontario, British Columbia, and Nova Scotia to secure high-value private mortgage solutions tailored to their unique real estate and financial goals.

Cannabis Property Mortgages in Canada: Remediated Grow Ops & Licensed Facilities.

Mortgages for Cannabis Grow-Ops.

Financing cannabis-related properties in Canada remains one of the most challenging areas of real estate lending. Whether a property was previously used as an illegal grow operation (grow op) or is currently operating as a licensed cannabis cultivation, processing, or retail facility, most lenders are reluctant to get involved. Even with full remediation, environmental clearance, and structural inspections, many traditional ‘A-Lenders’ and alternative ‘B-Lenders’ will still decline mortgage applications for former grow op homes, citing resale risk, insurance issues, and lingering stigma in the market. This leaves many homeowners and investors struggling to find financing options, even when the property is safe and fully restored. The same challenges apply to regulated cannabis businesses. While cannabis is legal in Canada, lenders often view properties associated with cultivation, retail storefronts, or production facilities as “high-risk.” Whether the property is residential, mixed-use, commercial, or industrial, most mainstream lenders avoid cannabis-related real estate altogether. At DV Capital Corporation, we take a different approach. Our team specializes in private mortgage solutions for cannabis properties, helping borrowers who:

Own or are purching a remediated grow op property
Operate a licensed cannabis cultivation or retail business
Invest in commercial real estate with cannabis-related tenants

We work with private mortgage lenders and investors who understand the equity value of cannabis-related properties and are willing to fund mortgages where banks and B-lenders will not. Whether you need a residential mortgage on a remediated grow op or commercial financing for a cannabis facility, DV Capital provides flexible, equity-focused financing across Ontario, British Columbia, and Nova Scotia.

Emergency Mortgage Solutions: Rush Purchase Closings, Refinancing & Stop Power of Sale.

same Day Mortgage Approvals.

When time is running out and a mortgage is urgently required, DV Capital provides rush and emergency mortgage solutions to help clients meet critical deadlines. We understand how often a supposed ‘bank pre-approval’ or ‘conditional approval’ can collapse at the last minute, leaving borrowers in a panic. Real estate buyers and property owners enter into purchase agreements or refinance plans based on these misleading approvals, only to discover that their financing has fallen apart due to hidden conditions, incomplete underwriting, change of circumstances or rigid bank policies. If you’ve waived financing and are now approaching your closing date without a mortgage in place, you potentially risk losing your deposit, facing lawsuits, or triggering a domino effect of failed transactions. For existing real estate owners dealing with mortgage arrears, property tax arrears, CRA debt, or power of sale proceedings, the consequences of delay can be even more severe, including eviction and the sale of your property.

That’s where DV Capital’s emergency mortgage programs make a difference. We specialize in:

Rush Closings – fast mortgage fundings to meet your deadline
Emergency Refinance – equity takeout or mortgage replacement
Mortgage Arrears Solutions – catch up on late payments
Stop Power of Sale or Foreclosure – protect your equity & property
Property Tax Arrears – catch up and prevent a bailiff tax sale
CRA Issues – pay money owing to the CRA and discharge liens

Our team delivers same-day mortgage assessments and rush approvals for purchases, refinances, equity takeouts, and power of sale and foreclosure prevention. With access to flexible private mortgage lenders across Ontario, British Columbia, and Nova Scotia, we help clients close fast when banks and traditional lenders can’t. If you need a rush mortgage in Canada, don’t wait until it’s too late – contact DV Capital today to secure fast, reliable emergency financing.

Mortgage Arrears Help in Canada: Prevent Power of Sale & Foreclosure.

Missed a Mortgage Payment?

If you’ve fallen behind on your mortgage payments, you are not alone, many Canadian homeowners face mortgage arrears each year due to financial hardship, rising interest rates, job loss, or unexpected expenses. At DV Capital, we specialize in helping real estate owners across Ontario, British Columbia, and Nova Scotia recover from mortgage arrears, stop power of sale, and prevent foreclosure. Mortgage arrears occur when regular mortgage payments are missed. Even a short period of missed payments can trigger serious consequences. If your mortgage is approaching maturity and you’ve had late payments, your existing lender may refuse to renew your mortgage. Refinancing with a new lender can also be difficult, as many lenders require proof that all previous mortgage payments were made on time. Without that verification, refinancing is often denied. For homeowners currently facing mortgage arrears, the process can quickly become stressful and expensive. If left unresolved, arrears can lead to a power of sale or foreclosure, resulting in the forced sale of your property, erosion of equity, and thousands in legal and lender fees. That’s where DV Capital steps in. We have years of experience helping homeowners:

Bring mortgage arrears up to date and restore good standing
Replace an existing mortgage in arrears
Prevent and stop power of sale proceedings
Access equity quickly to remedy mortgage and property tax arrears

We understand how stressful falling behind on mortgage payments can be. Our equity-focused approach means we look beyond credit challenges and payment history to secure fast financing solutions tailored to your needs. If your mortgage is in arrears in Ontario, BC, or Nova Scotia, contact DV Capital today for expert guidance and immediate help stopping power of sale or foreclosure before it’s too late.

Finding The Best Private mortgage Rates.

Canada Private Mortgage Lenders.

When banks and credit unions say no, many Canadians turn to private mortgage lenders for flexible financing. At DV Capital, we are highly active and experienced in the private mortgage market, helping borrowers secure the best private mortgage rates in Ontario, British Columbia, and Nova Scotia. Private mortgage interest rates are typically higher than bank or alternative lenders, reflecting the increased risk and flexibility they provide. In exchange, borrowers gain access to financing that may otherwise not be available.

Typical residential private 1st mortgage rates in Canada typically range from from 5.49% and into the high single-digits, primarily depending on:

Property Location – suburban, urban, rual or remote
Property Type – cookie-cutter or a ‘white elephant’ property
Low to Value (LTV) – higher the LTV, higher the risk
Borrower Profile – income, credit and debt service ratios
Situation – clean cut, straight forward or high-risk sensitive
Exit Strategy – high or low probability of a seamless exit

Note: Not all private lenders are alike, nor is their underwriting. While lower pricing may be awarded to clients with strong income and credit profiles, in may cases, our approvals are as simple as sufficient equity, without income or credit requiements.

Whether you’re purchasing, refinancing, consolidating debt, or need a short-term bridge loan, DV Capital can provide a complimentary assessment, rate quote, and private mortgage approval. Our equity-based approach means your property value matters more than your credit score.

Understanding private mortgage fees.

how to find the lowest private mortgage fees.

Private mortgage fees in Canada are often higher than alternative “B-lender” mortgages or reverse mortgages, but the structure and amounts vary widely. These fees depend on multiple factors such as transaction risk, property location, condition, borrower credit profile, loan purpose, and the required turnaround time. Generally, the more straightforward and lower-risk the mortgage, the lower the fees may be; conversely, unique or higher-risk deals typically carry higher lender fees.

Private mortgage costs may include lender fees, broker fees, legal fees, and in some cases appraisal or administrative charges. Fees are also typically higher for second or third mortgages due to the increased risk to lenders. Some private lenders use fixed fee formulas, while others price case by case, meaning two deals of similar size can result in very different total costs. Importantly, borrowers should evaluate the total sum of private mortgage fees across all parties – sometimes a deal involving multiple brokers can still be more cost-effective than one with fewer participants or even working with a direct private mortage lender.

Typical residential private mortgage fees in Canada begin at 2.00% of the loan amount. However, DV Capital has funded private mortgages with lower fees, and in certain situations a higher private mortgage fee may be warranted due to increased risk, particularly with smaller loan amounts where a minimum transaction fee must be applied. At DV Capital, we provide transparent, detailed explanations of private mortgage fees and ensure our clients across Ontario, British Columbia, and Nova Scotia receive competitive and fair private lending options. Contact us for a complimentary consultation and private mortgage fee quote.

Private Mortgage Property Types.

private mortgages for most property types:

DV Capital provides private mortgage financing across a wide range of property types in Canada, helping homeowners, real estate investors, and business owners access capital where traditional lenders fall short. Whether residential, commercial, or specialized assets, we have solutions tailored to your needs. Property types include:

Detached & Semi-Detached
Low, Mid & High-Rose Condo & Strate Units
Private Mortgages for Luxury Homes & Estates
Custom Home Construction Mortgages
Residential Infill DEvelopments
Multi-Family Residential Buildings & Apartments
Mobile Homes on Leased Land
Mobile Homes on Owned Land
Mobile Homes In Manufactured Housing Communities
Mixed-Use Properties (Storefront + Residential Units)
Commercial Mortgages (Commercial Units + Buildings)
Industrial Mortgages (Industrial Units + Buildings)
Office Mortgages (Office Units + Buildings)
Retail Mortgages (Units, Buildings & Plazas)
Mortgages For Warehouse, Distribution & Manufacturing
Hospitality Financing (Private Hotel & Hotel Mortgages)
Mortgages for Places of Worship (Church, Mosque & Template)
Mortgages for Purpose-Built Assets
Mortgages for Medical Buildings & Healthcare Facilities
Storage Facility Mortgages (Self-Storage Facilities)
Mortgages for Parking Lots and Parking Structures
Manufactured Home Community Financing
Condo Hotel Mortgages (i.e., Four Seasons, Shangri-La, Bisha)
and more

how to find a private mortgage.

Best Private Mortgage Lenders In Canada.

If you are searching for how to find a private mortgage in Canada, the key is to work with an experienced team that understands the private lending market. DV Capital and its broker associates are deeply established in the private mortgage space, a marketplace often overlooked or underserved by traditional ‘A-Lenders’ and alternative ‘B-Lenders’. Private mortgages are short-term financing solutions designed to help real estate owners and purchasers when traditional options are unavailable. Whether the need is for a purchase, refinance, debt consolidation, equity take-out, or construction financing, private mortgage lenders focus less on strict income or credit requirements and more on the property itself and the overall transaction risk. In exchange for taking on this additional risk, private lenders charge higher interest rates than banks, but they offer speed, flexibility, and common-sense underwriting that traditional lenders cannot match. At DV Capital, we act both as a direct private mortgage lender and as a private mortgage broker with access to an extensive network of private mortgage investors. Our strategic relationships include Private Mortgage Lenders, Mortgage Investment Entities (MIEs) such as Mortgage Investment Corporations (MICs), Family Offices, and High-Net-Worth Investors. These relationships allow us to secure some of the best private mortgage rates and private mortgage fees in Ontario, British Columbia, and Nova Scotia while providing lightning-fast approvals and red-carpet treatment for our clients. Every borrower’s situation is unique, which is why finding the right private mortgage requires more than a generic rate sheet. DV Capital provides complimentary consultations, customized private mortgage quotes, and strategic solutions tailored to your real estate goals. Whether you need short-term financing due to income, credit, property condition, or urgent timing, we can help you access the right private mortgage quickly and efficiently. Contact DV Capital today to learn how to find the best private mortgage options in Canada and take advantage of our expertise in private lending.

How to Apply for a Private Mortgage?

apply For a private mortgage in canada.

Applying for a private mortgage in Canada can feel overwhelming, especially if you are navigating the process for the first time. Unlike traditional bank financing, where lending guidelines are highly standardized, every private mortgage lender has their own criteria, underwriting process, and documentation requirements. That’s why working with a licensed mortgage professional is essential. In Ontario, the Financial Services Regulatory Authority of Ontario (FSRA) only permits individuals with a Mortgage Broker license or a Mortgage Agent Level 2 license to deal or trade in private mortgages. Consumers should always verify a professional’s license before proceeding; you can search active mortgage licensees directly on the FSRA public registry. While the requirements in British Columbia and Nova Scotia are less restrictive, borrowers should still ensure they are dealing with a properly licensed private mortgage broker or lender. Private mortgage lenders in Canada vary widely. Some specialize in residential properties, while others focus on commercial, construction, land, or unique property types. Lenders also evaluate factors such as property location, borrower credit history, income profile, loan purpose, and timing. Because of these differences, private mortgage interest rates and fees can also vary significantly from one lender to the next. Whether you are a homeowner, real estate investor, business owner, or custom home builder, a private mortgage can provide fast, flexible financing when traditional and alternative lenders are not an option. At DV Capital, we simplify the process. Our team has originated, underwritten, and funded thousands of private mortgage transactions across Ontario, British Columbia, and Nova Scotia. We act as both a direct private lender and a private mortgage broker, giving our clients red-carpet access to a wide range of funding sources including Mortgage Investment Corporations (MICs), Family Offices, and High Net Worth Investors. To make the process easy, DV Capital offers a seamless online private mortgage application portal, allowing you to apply from the comfort of your home or on the go. From application to funding, our proven process prioritizes speed, transparency, and results, helping you secure the right private mortgage with minimal stress.

Private Mortgage Benefits.

Best Private Mortgage Lenders.

Private mortgages provide flexible, fast, and customized financing solutions that traditional and alternative lenders often cannot offer. DV Capital helps homeowners, real estate investors, business owners, and developers access private mortgage capital tailored to their unique circumstances. Key private mortgage benefits include:

First, second and third private mortgages
Higher loan-to-values (LTV) up to and above 85%*
Equity-based private mortgage lending
Flexible income and credit requirements
No mortgage stress-test
Prepaid or customized mortgage payments
Same-day private mortgage approvals
Access to Canada’s best private mortgage lenders
Rush and emergency private mortgage approvals
Mortgages for self-employed Canadians
Replace a non-renewing mortgage
Bring mortgage arrears up to date
Stop a power of sale
Redeem a foreclosure
Financing for business operating capital
Divorce and spousal buyout financing
Pay money owed to the CRA and discharge tax liens
Consolidate high interest debt
And more

With DV Capital, clients gain speed, flexibility, and peace of mind, knowing they have access to private mortgage solutions that are tailored to their goals across Ontario, British Columbia, and Nova Scotia.