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Ontario's Second Mortgage Experts!


Unlock Ontario's Lowest Second Mortgage Rates Online. It's your Money! Zero Obligation!

What Makes Us Different?

Simple Approval Process.


Within moments we'll thoroughly understand your mortgage goals!


Within hours we'll secure a fast, flexible and low-rate second mortgage!


We'll help you cross the finish line with a low-rate second mortgage solution!  

Frequently Asked Questions.

What is a second mortgage?

A second mortgage is simply a mortgage that is positioned behind an existing first mortgage. Contrary to initial thought, there are a few incredible benefits. For one, there might be a very large prepayment penalty associated with breaking the existing first mortgage, making it much cost-friendlier to leave the existing first mortgage in position. Secondly, depending on certain factors, it might make plenty of sense to maintain the relationship with your first mortgage lender. Thirdly, it might just be that your existing lender isn't willing to assist you with a loan increase, in which case, DV Capital might be able to assist you cross the finish line! 


 by a source other than a bank. Banks must follow rigid underwriting policies that prohibit many borrower types including those who are new to Canada, self-employed, or those with less than perfect credit. A private mortgage can be an excellent solution for purchasing, refinancing, renovating, consolidating debt, or curing financing distress such as mortgage arrears, property tax arrears, income tax arrears and stopping a power of sale!

What if I have imperfect credit?

We work with clients with ALL types of credit and have funded mortgages for clients without any established credit in Canada, low, average, or high credit scores, regardless of being turned down elsewhere!

What if I am self-employed?

Excellent! We have tailored mortgage programs designed specifically for self-employed individuals who might not be able to formally illustrate all of their income or have had recent slow-downs as a result of COVID-19!

What if I have been turned down elsewhere?

We have excellent success helping clients that have been turned down elsewhere as a result of the property location, property type, property zoning, property condition, as well as the income and credit profile of our client. A large portion of our clients have approached us after learning how unwilling their bank is to support their mortgage goals!

What if I'm experiencing extreme stress from juggling debt?

We have many years of experience helping homeowners eliminate their high-interest debts and payments by consolidating everything into one manageable payment and allowing them to start fresh with a clean slate!

What if my existing mortgage lender isn't willing to renew my mortgage?

Within moments of our initial discussion, we'll be able to understand your current situation and discuss a positive game plan to promptly secure a replacement mortgage, regardless of late payments during the term of your current mortgage or credit score, provided sufficient equity!

What if my property is located in a rural or remote location?

We have many mortgage options available for individuals who own real estate in rural and remote locations including agriculturally zoned property, with acreage, and well and septic services. We have helped individuals finance their working or hobby farm, as well as second homes and cottage properties across Ontario!

What if I am battling mortgage arrears?

We are incredibly experienced with providing solutions for financial distress and have the ability and formula required to cure mortgage arrears, bring existing mortgages up to date, or promptly secure a replacement mortgage!

What if my mortgage lender is beginning the Power of Sale process?

Contact us immediately to evaluate your current situation and discuss a game plan to not only stop the power of sale and the eventual sale of your property but to also prevent further mortgage and legal fees that will erode your hard-earned home equity. We have over a decade of experience handling these matters and are well equipped with professional partners including real estate lawyers well versed and willing to assist with the matter at hand.

What if I require a large mortgage amount?

Provided sufficient equity, we are happy to help clients with loan amounts ranging from $20,000 to well above $5,000,000!

What if I'd like to complete home renovations?

Excellent! We've assisted clients finance their renovation projects for their own self-enjoyment, to renovate a basement for rental income, fix-n-flips, ground-up construction and to build an addition to an existing property!

What if I'd like to discharge a consumer proposal or bankruptcy?

You've come to the right place! We have helped clients discharge their consumer proposal and or bankruptcy allowing them to begin their credit re-establishment journey!

Client Testimonials.

Industry Affiliation.

DV Capital Corporation ~ FSRA Lic. 13186

*Thank you for providing DV Capital with expressed consent to contact you electronically for mortgage-related purposes.