British Columbia Private Mortgage Broker.
A Boutique Mortgage Firm.
Private Mortgage Lender & Broker Advisory Services.
Proudly Serving British Columbia.
What is a Private Mortgage Broker?
British Columbia Mortgage Broker.
A British Columbia Mortgage Broker is an individual licensed to act as an intermediary between consumers and mortgage lenders to evaluate and secure mortgage financing solutions. It is important to confirm that the Mortgage Broker you are planning to work with is employed by a licensed Mortgage Brokerage, such as DV Capital Corporation. This ensures that you are working with a firm that is provincially licensed and regulated and adheres to the Mortgage Regulations Act. DV Capital works closely with homeowners, real estate investors and custom home builders by providing them access to traditional, alternative and private mortgage financing. We are well-experienced and equipped to secure financing for a multitude of property types including residential, multi-family, mixed-use, commercial, industrial, land and purpose-built real estate assets. Furthermore, we work with clients of all types including those who may have been turned down by other mortgage providers due to prohibitive underwriting policies.
benefits of a mortgage Broker?
Private Mortgage Broker Services In British Columbia.
- Experience: The Principal at DV Capital Corporation possesses experience across numerous Canadian provinces and has reviewed, underwrote and funded thousands of mortgage transactions. They say that experience doesn’t cost, and that it pays. Over the years we have fine-tuned our approach, process and lender network to provide the highest standard of red-carpet client service.
- Options: In British Columbia, DV Capital acts as a Mortgage Broker and does not ‘push a one-item menu’ from any ‘one lender’. Having access to multiple mortgage lenders and mortgage products will in theory result in more options for our clients, and options are a good thing, especially if they result in money saved, or unlocking a mortgage solution that might be available from one or another mortgage lender, particularly if our client has been turned down elsewhere. While we are experienced and able to facilitate traditional mortgage lending, we can also arrange alternative and private mortgage options that are not typically provided by most mainstream traditional British Columbia mortgage lenders.
- Assistance: With a state of the art online application technology, in most cases, same-day, around the clock phone-calls, text, emails and video-appointments that spare you the burden of taking time off of work or away from your family, advising you of which documents to gather and provide up front, and guiding you throughout the approval and funding process, we define the definition of red-carpet client service.
Mortgage Solutions.
Best Private Mortgage Rates in British Columbia.
- Purchase Financing: We assist first-time home buyers looking to purchase a principal residence and existing homeowners who are looking to purchase a second home or an investment property.
- Mortgage Refinancing: We assist homeowners and real estate investors in evaluating mortgage refinancing options to determine if there are cost-friendlier options or other mortgage products that might help them pay less interest, pay off their mortgage sooner, enhance their real estate portfolio or provide greater financial flexibility.
- Home Equity Loans: We provide homeowners and real estate owners across British Columbia access to home equity loans for numerous purposes: consolidating high-interest rate debts, business operating capital, unexpected expenses, home renovations and other reasons.
- Reverse Mortgages: We’re a recognized provider or reverse mortgages in British Columbia for homeowners age 55+. With access to the leading reverse mortgage lenders in British Columbia, we’ll help you assess your options.
- Private Mortgages:
With access to a vast pool of private mortgage lenders in British Columbia, we are well-positioned to assist you in exploring private mortgage borrowing options, costs and structures.
British Columbia Mortgage Approvals.
find the best mortgage broker in British Columbia.
- CMHC Insured Purchase Financing in British Columbia: For those looking to purchase a home valued less than $1M and benefit from the privilege of providing less than the typical 20% minimum down payment threshold.
- Conventional Bank Financing in British Columbia: Whether you are looking to purchase or refinance a principal residence, a second home, or an investment property, we will help position you with a tailored mortgage from an ‘A Lender’.
- Alternative Bank Financing in British Columbia: Tailored financing solutions courtesy of ‘B Lenders’ designed for our clientele with imperfect credit, elevated debt service ratios and/or unable to verify their income to ‘A Lender’ standards.
- Private Mortgages in British Columbia: A short-term product that has more flexible income and credit requirements compared to ‘A & B Lenders’, with more of an emphasis on the marketability and equity of the real estate asset.
Questions to Ask a British Columbia mortgage broker.
- Am I able to apply online or speak with you after regular work hours or on weekends?
- Do you have mortgage programs for real estate investors?
- Do you have access to more than one British Columbia private mortgage lender?
- If I have been turned down by a particular lender in British Columbia Scotia, do you have other lenders?
- Do you only work with residential mortgages, or can you help me arrange a commercial mortgage?
- If suitable, can you arrange private mortgages in British Columbia?
- If I am looking to build a custom home, are you able to help me with construction financing?
- If my credit is imperfect or if I have a low credit score, do you have potential lenders?
- What does the application process look like and am I able to apply online?
- Can you provide an estimate of interest rates and closing costs?
- Can you arrange private 1st, 2nd and 3rd mortgages? (depending on your circumstances)
- What types of documents will be required?
- What is the approximate turnaround time from application to funding?
- What are the typical term lengths?
- What are the typical pre-payment privileges?
Apply for a Private Mortgage.
Best British Columbia Private Mortgage Broker Near You.
DV Capital Corporation is a licensed mortgage firm that works closely with real estate owners and real estate investors across British Columbia and possesses over a decade of intensive experience. We warmly invite you to contact us at your convenience, 7 days a week, for a complimentary mortgage discussion – we look forward to speaking with you!
Media Features.
Reputable & recognized.
DV Capital often makes appearances in many leading Canadian news outlets and mortgage industry features as an informed provider of ‘boots on the ground’ insights into the Canadian Mortgage Market.
