About Us.

DV Capital is an independent Toronto-based private mortgage lender serving homeowners, real estate investors, builders and developers throughout Ontario.

Our go-to private lender.

D.R.

-Toronto Homeowner

Private lending, refined.

DV Capital Corporation is a Toronto-based private mortgage lender serving homeowners, real estate investors, builders and developers throughout Ontario. With decades of experience originating, underwriting and funding thousands of mortgage transactions, DV Capital brings extensive knowledge of private mortgage lending, diverse property types, complex borrower circumstances and time-sensitive financing requirements.

DV Capital was founded by its principal after more than a decade of experience at one of Canada’s most prominent family-founded residential mortgage investment corporations. Other members of the same family, including one of the MIC’s founders, later joined DV Capital, bringing well over four decades of combined private mortgage origination, underwriting and lending experience to DV Capital.

Its vision is simple: to combine institutional-level mortgage expertise and disciplined underwriting with the agility, accessibility and responsiveness of an independent boutique private mortgage firm.

Why DV Capital?

DV Capital has earned a strong reputation as an established private mortgage lender within Ontario’s private mortgage market and a trusted source of private capital for homeowners, real estate investors, builders, developers and mortgage professionals alike.

Our reputation has been built through decades of combined experience, disciplined underwriting, responsive communication and the ability to assess and execute a wide range of private mortgage transactions. From straightforward residential refinances to complex commercial, construction, land and time-sensitive financing situations, DV Capital approaches each request with a practical, asset-focused mindset.

Rather than relying solely on a conventional lending checklist, we take the time to understand the real estate, the circumstances and the story behind each transaction. That combination of institutional-level mortgage experience and independent decision-making allows DV Capital to provide the accessibility and agility of a boutique private lender without sacrificing discipline or execution.

Our focus remains straightforward: thoughtful structuring, responsive client care, well-structured private mortgage solutions and dependable execution from initial review through funding.

For Mortgage Professionals.

DV Capital welcomes private mortgage funding requests from FSRA-licensed Mortgage Agents Level 2 and Mortgage Brokers seeking private mortgage financing solutions for their clients.

With access to significant in-house private capital and decades of private mortgage origination, underwriting and lending experience, DV Capital works collaboratively with mortgage professionals to assess, structure and fund private mortgage transactions across a broad range of property types and borrower circumstances.

We value the relationships we build with our broker partners and are known for responsive communication, practical underwriting and efficient turnaround times. In referred transactions, the referring mortgage professional remains the primary representative of their client, while DV Capital represents itself and its investors as the private lender.

Our role is to provide the capital, underwriting expertise, and execution required to move appropriate transactions efficiently and professionally from initial review through funding.

Receive Our Private Lending Guidelines.

Private Mortgage Advisory.

DV Capital provides experienced, hands-on guidance to homeowners, real estate investors, builders and developers navigating private mortgage financing throughout Ontario. Our advisory approach is rooted in decades of private mortgage origination, underwriting and lending experience, allowing us to assess financing requirements from the perspective of both the borrower and the lender.

We work closely with clients to understand the real estate, existing financing, timing, objectives and circumstances surrounding each request. From there, we provide practical guidance on private mortgage structure, loan-to-value, interest rates, costs, available equity, repayment strategy, material risks and other relevant considerations. Our objective is to help clients make informed decisions and understand what is required to move a financing request forward efficiently.

Whether the requirement involves a residential refinance, acquisition, bridge loan, construction project, commercial property, land financing, debt consolidation, power of sale, CRA or HST arrears or another complex or time-sensitive situation, DV Capital provides clear, disciplined guidance throughout the private mortgage process.

Our role extends beyond simply providing capital. We aim to help clients understand the financing, structure it appropriately and move from initial review through funding with clarity, responsiveness and confidence.

Professional Referral Partners.

DV Capital welcomes private mortgage financing referrals from professionals across the real estate, legal, accounting, insurance, construction and insolvency sectors. Whether you are directly involved in a transaction or need a trusted private lending resource for a client, DV Capital is available to collaborate.

We regularly work with:

Real Estate Agents & Brokers
Paralegals
Lawyers
Insurance Brokers
Accountants
Custom Home Builders
Licensed Insolvency Trustees

We work in a manner that respects the referring professional’s existing client relationship. Depending on the circumstances, you may connect the client directly with DV Capital, facilitate an introduction or simply provide our contact information so they can discuss their private mortgage financing requirements with us.

Client Profiles.

DV Capital works with a wide range of borrowers whose circumstances, income profile, credit, timing or financing requirements may not fit conventional lending criteria.

Typical Situations.

Private mortgage financing for a wide range of real estate assets, locations, scenarios and time-sensitive situations where traditional lenders may be unable or unwilling to assist.

Property Types.

DV Capital considers private mortgage financing across a diverse range of residential, commercial, industrial and specialty property types throughout Ontario.