Renovation Mortgages.
Renovations, BRRRR & Fix-and-Flip Projects.
Homeowners, Real Estate Investors & Builders.
Serving Ontario & British Columbia.
renovation loan Mortgages.
Real Estate Renovation Financing Loans.
Renovation mortgage loans are a booming trend in the Canadian real estate market, providing homeowners, investors, and business owners with the financing needed to upgrade and enhance their properties. Whether you own a residential home, mixed-use building, commercial space, or industrial property, renovation loans are essential for maintaining and increasing the value of your real estate assets. Over time, all properties require upkeep, repairs, and improvements. Depending on the scope of your renovation project and the associated costs, securing a dedicated renovation mortgage loan can be a smart financial solution. At DV Capital, we offer a comprehensive range of renovation loan financing options tailored to your specific needs. Our renovation mortgage loans can help you spruce up your home’s interior or exterior, finish a basement to generate rental income, upgrade commercial properties to boost business productivity and revenue, and modernize industrial real estate assets for enhanced operational efficiency. With years of experience, DV Capital specializes in helping homeowners, real estate investors, and business owners obtain renovation mortgage financing for projects large and small. Our expert team works with a network of traditional (A-lenders), alternative (B-lenders), and private lenders to secure competitive rates and flexible terms suited to your renovation goals. If you’re planning to purchase a residential, multi-family, mixed-use, commercial or industrial property or already own real estate in Ontario and British Columbia, we invite you to reach out for a complimentary, no-obligation consultation. Discover how a renovation loan mortgage from DV Capital can unlock the potential of your property and maximize your investment returns. Contact DV Capital today to explore renovation loan mortgage options designed specifically for Canadian property owners like you.
Basement Renovation Loans.
Make your equity work for you.
More homeowners are recognizing the value of basement renovation loans to finish or upgrade their basements, whether to create a cozy space for family and friends, generate rental income, or accommodate changing household needs. Many clients choose basement renovations to create a comfortable living area for senior relatives who require caregiving, offering an alternative to long-term care facilities, providing affordable housing for young adults or millennials who face challenges entering today’s real estate market, and adding a functional living space that increases the home’s value and usability. Basement renovations often require a significant budget, and accessing your home equity through a renovation loan mortgage is often a smart, cost-effective financing solution. Compared to tapping into investments or using high-interest credit cards, a home equity loan for basement renovation typically offers much more favourable interest rates and repayment terms. At DV Capital, we understand that each homeowner’s circumstances are unique. That’s why we work closely with you to explore your basement renovation loan options, guiding you through the entire process from initial consultation to securing the right renovation mortgage. Whether you’re planning a small update or a full basement transformation, our expert team is here to help you access competitive renovation mortgage loans designed to suit your financial goals. Contact DV Capital anytime to learn more about basement renovation loans and how we can help you unlock your home’s potential.
Commercial Renovation Loans.
Commercial Construction Loan Financing.
If you own commercial, mixed-use, industrial, or retail real estate, you may find that your property could benefit from essential renovations, maintenance, capital improvements, repairs, or retrofitting to enhance value and functionality. Instead of tapping into personal funds or business operating capital, a commercial renovation mortgage loan or repositioning mortgage loan can provide a strategic financing solution tailored to your property’s unique needs. At DV Capital, we specialize in providing flexible renovation and construction financing designed specifically for commercial real estate owners and investors. Whether you are upgrading an office building, retail space, industrial facility, or mixed-use development, our tailored mortgage products can help you improve your property’s market value and appeal, increase rental income potential, comply with updated building codes and environmental standards, reposition your asset to attract better tenants or buyers, our expert team works closely with clients throughout Ontario and British Columbia, guiding you from initial consultation to financing approval with competitive rates and personalized service. Contact DV Capital today for a complimentary discussion to learn how our commercial renovation loan programs can support your investment goals and unlock the full potential of your property.
Fix and Flips loans.
Hard money loans for BRRRR projects.
At DV Capital, we specialize in helping homeowners, contractors, and real estate investors maximize profits with flexible fix-and-flip loan financing tailored to your unique project needs. Whether you’re renovating a single-family home, a multi-unit building, or rural property, our streamlined fix and flip mortgage solutions provide fast access to the capital you need, without unnecessary hurdles. Our fix-and-flip loans focus on simplicity and common-sense underwriting. We approve loans based on the property’s “as is” value, the “after-repair value” (ARV), cost to complete the renovation, and current and projected equity position. With extensive experience across urban and rural markets, DV Capital delivers fast, efficient loan structuring and approval, empowering you to move quickly and capitalize on opportunities. We provide clear guidance on loan terms, timelines, and the entire process upfront, so you can plan your project with confidence. Key features of our fix-and-flip loans include flexible mortgage terms tailored to your renovation and resale schedule, the ability to prepay mortgage payments to preserve cash flow during construction, support for Buy, Renovate, Rent, Refinance & Repeat (BRRRR) strategies often unavailable through traditional lenders, and dedicated financing solutions for real estate investors and house flippers in Ontario and British Columbia. DV Capital’s fix-and-flip loans provide investors with the financial agility and backing to scale their projects and maximize returns. If you want fast, reliable, and flexible fix-and-flip mortgage financing that outperforms traditional lenders, contact DV Capital today to get started.
Hard Money Loans.
Hard Money Private Mortgages in Canada.
Hard money loans represent the purest form of asset-based lending, where financing is secured primarily against the property itself rather than the borrower’s income or credit history. These private mortgages focus on factors such as property type, location, condition, marketability, and existing or requested mortgage balances. At DV Capital, we specialize in providing hard money loan approvals for a variety of real estate projects, including renovations and home improvements, BRRRR (Buy, Renovate, Rent, Refinance & Repeat) investment strategies, and fix-and-flip projects. Our lending solutions are designed to assist homeowners, real estate investors, and contractors who need fast, flexible capital without the constraints of traditional lending. Key features of DV Capital’s hard money loans include financing up to 80% of the after-renovation value (ARV), with potential for higher loan-to-value ratios when additional equity-backed collateral is available, the possibility to finance up to 100% of hard costs for the most viable and well-structured projects, and asset-based underwriting that prioritizes property value and project feasibility over credit scores and income documentation, quick, efficient approvals to keep your projects moving forward on time. DV Capital has extensive experience facilitating hard money loans and private lending for both residential and commercial real estate financing, including renovation mortgage loans, across Ontario and British Columbia. If you’re seeking a trusted partner to provide asset-based lending solutions that unlock your project’s full potential, contact DV Capital today for a complimentary consultation and discover how our hard money loan programs can help you succeed.