Yes. You may verify this by visiting our mortgage regulators online licensee directory.

DV Capital is a well-recognized pillar in the private mortgage industry focused on best-in-class communication, service and results. 

Yes. You can reach us by phone, email, or online application any day, before and after 9-5. Inquiries and applications are typically reviewed within minutes.

We will certainly do our best. If you have already received a quote, offer or approval, we can take a close look at the terms and conditions you’ve been offered and see if there’s a way to save you money or structure a better solution for you. 

While credit history is part of mortgage underwriting, DV Capital takes an asset-focused and equity-based approach and considers borrowers with all credit scores, repayment histories, and life circumstances, including active or discharged bankruptcies and consumer proposals.

DV Capital works with borrowers in all income and employment situations, including self-employed, seasonal, unverifiable, inconsistent, and standard income cases – all funding requests are welcome.

No. DV Capital uses a common-sense approach with private lending and does not rely on rigid stress-testing.

Yes. Many borrowers are declined by traditional lenders due to documentation. DV Capital reviews documents differently and has more flexibility, focusing on the property and overall situation. While low-document approvals may not always provide the best terms, we work with you to understand what you can provide to assess approval options, determine suitability, and potentially offer better terms.

Yes, absolutely. We work at your speed – contact us anytime. 

DV Capital welcomes funding requests for most property types: single-family, multi-family, mixed-use, cottages, condo-hotel units, commercial, industrial, land, banquet halls, automotive, places of worship, storage facilties and many more. 

DV Capital considers funding properties in suburban, rural, and remote locations, with flexibility for various zoning, acreage, and property characteristics.

Yes. DV Capital considers properties in varying conditions, including those requiring repairs or renovations.

Yes. 

Yes. 

In most cases, yes. Appraisals are an industry-wide standard, not just a DV Capital requirement. If an appraisal isn’t needed and a site inspection or alternative approach is possible, we’ll let you know. 

DV Capital respects the time and cost of a completed appraisal and will assess whether it can be relied upon, based on the appraisal firm, completion date, and whether the appraiser can provide a reliance letter.

Many inquiries and online applications are reviewed within minutes – we can often provide a conditional approval and indication of terms and pricing within hours. 

DV Capital is known for fast funding. Depending on the situation, property type, and complexity, we may be able to fund a mortgage within a few days.

DV Capital typically funds mortgages from $50,000 up to $5,000,000, depending on the situation.

DV Capital works with a wide range of investors, so our interest rates vary, but remain aggressively competitive. Contact us for an upfront quote based on your property type, location, and situation.

DV Capital works with a variety of investors, so lending fees vary but remain competitive. Contact us for an upfront quote based on your property type, location, and situation. We’ll also outline all approximate transaction expenses so you can make an informed decision.

Yes. We will do our best to identify a solution for you even if you have been turned down one or more times from one or more other mortgage lenders. 

That’s okay. DV Capital regularly works with borrowers who are behind on tax filings. While tax status is reviewed as part of the overall assessment, our primary focus is the real estate, equity position, and overall situation. We encourage you to be upfront so we can assess available options – even if the approval must be entirely asset-focus and equity-based. 

DV Capital regularly assists borrowers with past or current mortgage arrears. Arrears do not automatically disqualify an application – we assess the overall situation. 

Yes. If there is sufficient equity, DV Capital may be able to provide a solution to help you prevent the sale and regain control of your property.