Ontario. British Columbia. Nova Scotia
We'll Land you a land mortgage.
Private Land Mortgages.
Land Financing Solutions.
Land Mortgage Lender.
Land can be purchased and refinanced for a variety reasons, including land banking as a long term development play or for relatively immediate reasons such as acquiring land for construction or development. Whether you’re looking to purchase land to hold for investment or development purposes or to build a custom house, subdivision, or retail plaza, DV Capital can help you source fast and flexible land financing. If you have been unsuccessful in obtaining land financing from other mortgage sources, our mission is to help you obtain approval for your land financing requirements. DV Capital can procure land financing up to and above $20,000,000 per any single private land mortgage transaction to help you and your project move ahead without red tape, delays and redundancy.
Applying for a Land Mortgage.
Land Mortgage Lenders in Canada.
Applying for a land mortgage is a fairly different process than applying for a residential mortgage. For one, land is typically considered a much riskier asset compared to a single family dwelling or even a commercial or industrial property. Secondly, there are fewer lenders that provide mortgage land loans. Similar to traditional residential or commercial lending, traditional lenders, at lease those providing land mortgages, have much more rigid underwriting policies compared to private mortgage lenders. Traditional land mortgage lenders, those that will actually provide land financing, typically have more competitive interest rates, however are not as flexible or willing to ‘think outside of the box’ like private land mortgage lenders. DV Capital provides mortgage broker and lender services across Ontario, British Columbia and Nova Scotia.
Land Acquisition Loans.
Land Lenders in Ontario.
A critical part of acquiring land revolves around the ability to obtain land acquisition financing that supports your projects vision and timeframe. Oftentimes you must be confident that you are able to quickly execute. DV Capital will help support your land acquisition needs regardless of the the location and zoning of the land, purpose of the acquisition, timeframe, equity, and the experience of the loan sponsors. Whether you are looking to purchase land in an urban or rural location, DV Capital will leverage their relationships with a multitude of funding sources to serve you best.
Land Refinancing Loans.
Land Mortgage Refinancing.
Due to the short-term nature of land loans there is often a need to either refinance or replace an existing land mortgage. You might find yourself in a situation where you are needing to extend an existing land loan however your current land lender isn’t willing to accommodate you. In this situation you will need to source a replacement mortgage from a willing mortgage lender. Alternatively, it might just be that your existing mortgage lender is willing to continue their loan however is unwilling to provide you with additional funds when requested. In this situation, you will need to assess the viability of either replacing your existing first mortgage land loan or obtaining a second mortgage land loan. DV Capital works with some of Canada’s leading land mortgage lenders that will help you move ahead.
Land Assembly Loans.
Mortgage Lenders for Land Assembly.
The process of a land assembly consists of purchasing multiple parcels of land and combining them into one larger parcel. The majority of land assembly occurs in major urban centres such as Toronto and Vancouver in order to redevelop and increase density. Beneficial to both parties, existing property owners will sell for a premium, and the developers will purchase for a premium for the the development upside. DV Capital can facilitate fast and flexible land assembly loans with custom tailored structuring to and through the acquisition and development process.
Land Servicing Loans.
Mortgage Lenders for Land Servicing.
DV Capital will help you facilitate financing for vacant, serviced, raw or unserviced, agricultural and farm land in urban and rural locations. Whether you are looking to purchase land with the intention of rezoning and developing land, we will help you maneuver your financing with precision. A land servicing mortgage loan may be useful and help you at the onset of your real estate development.
Rural Land Mortgages.
Mortgage Lender for Rural Land.
At DV Capital, we maintain relationships with a vast quantity of rural land lenders including private mortgage lenders that finance land in rural locations with different zoning, acreage, services and marketability. It is our mission to source fast and flexible land mortgage financing for rural land acquisition, refinancing and for construction of custom homes and subdivisions for home owners, builders and real estate developers in Ontario, British Columbia and Nova Scotia.