Similar to a residential mortgage, a commercial mortgage can be obtained and financed by way of a first, second, or third mortgage. Business owners and real estate investors often purchase, refinance, and build commercial property to occupy their business or allow tenants to occupy their property in exchange for rental income. Since the application process and the required supporting documentation differ from a residential mortgage, our commercial mortgage brokers will help you every step of the way. At DV Capital, we are often approached by individuals and companies seeking commercial financing because their bank lenders have not had their back. The most common reasons for banks declines revolves around the experience of the business owners, the properties debt service coverage, and other details including the property type, condition, and location. At DV Capital, we operate under a common sense lending approach and have created a very simple process that places most focus on the strength of the real estate asset, as well as the equity and loan to value.