Consolidate Your Debt Into a Mortgage.
Debt Consolidation Mortgage Loans.
Debt Relief Mortgage Solutions.
Ontario, British Columbia & Nova Scotia.
what is a Debt Consolidation Mortgage?
Debt Consolidation Mortgage Loans.
The act of debt consolidation is combining multiple high-interest debt loans or credit facilities into one streamlined payment that better meets your budget and usually eliminates the stressful debt juggling-act and helps our clients avoid dealing with multiple creditors. We understand that hard-working people experience ups and downs, setbacks and unplanned circumstances that cause financial strain in their lives. Whether a result of money mismanagement, disability, job loss, supporting dependants or the financial strain associated with a loss in the family, we believe that tough times happen to good people. We work closely with homeowners and business owners regardless of them possibly being turned down elsewhere. Many times, our clients sigh a breathe of relief when they learn that a debt consolidation loan by way of a mortgage refinance can accomplish the same results without filing for a consumer proposal or bankruptcy.
Debt Relief Assessment.
Know the score.
We provide complimentary credit report assessments for those looking to learn how to build, improve, and maintain their credit. It is important to understand how your credit score is calculated and what you can do to maintain healthy credit. By reviewing your credit report with us you might be surprised to find potential inaccuracies or issues that you weren’t aware of. We will work you at your pace to help you create a game-plan for credit success and financial freedom.
Debt Consolidation Loans.
End the juggling.
Our licensed mortgage brokers work hard to help Canadian’s put an end to the uncomfortable juggling. By consolidating multiple high interest loans and credit card balances into one manageable payment will help you save thousands of dollars and payoff your debt sooner. Replacing unbearably high interest rate debt that carries with it high payments you will also be reducing your payments and keeping more money in your pocket. In addition, the sooner you begin to repair and maintain your credit will your credit score increase making you a candidate for the lowest mortgage interest rates in the market.
Bad Credit Mortgage.
can you get a Mortgage with bad credit?
We have the needed experience, knowledge, and network of mortgage lenders to help you achieve homeownership and access your home equity for any reason. Traditional lenders are incredibly stringent with credit requirements. Not only are you expected to maintain a high credit score you must be able to demonstrate excellent repayment history without missed or late payments. This is not often the case for hardworking Canadian’s. At times the need to over utilize credit or make payment arrangements needed and frankly shouldn’t be enough in and of itself to potentially face mortgage qualifying issues. We provide relatively low rate mortgage approval for those with low credit scores, late repayment history, high credit card utilization as well as current or previous credit issues.
bankruptcy & Consumer Proposal?
Active or Discharged? Let's talk.
DV Capital is unlike traditional mortgage lenders that have rigid underwriting policies for those with active or discharged insolvencies. For years we have helped homeowners and business owners who have needed to file bankruptcy or a consumer proposal for debt relief. We understand that hard times happen to good people and believe that you should have another chance to buy a home or access a low rate home equity loan. If your bankruptcy or consumer proposal is active, we can provide you with a home equity loan to payoff the insolvency in order for you to begin rebuilding your credit. Should you be having difficulty with obtaining a first or second mortgage because of a discharged insolvency we should still be able to help you purchase, refinance, or obtain a home equity loan.
rebuild your credit.
One day at a time.
Although traditional lenders have very sensitive underwriting policies if you have less than perfect credit. It gets more sensitive if you have just discharged your consumer proposal or bankruptcy. Some lenders have hard rules against approving mortgages in these situations. As for the lenders that will consider this, you are usually required to demonstrate pristine credit reestablishment for a minimum of 2 years after the date of discharge. Don’t fret, we are able to provide you with mortgage approval options even if you were just discharged. At DV Capital we provide concierge service to our clients to help them achieve their credit rebuilding goals. We provide sound advice and support through the term of their home equity loan.
Debt Consolidation Mortgages.
Benefits of a Debt Consolidation Loan:
- Stop high interest rate debt judging.
- Reduce panic from receiving credit card statements.
- End harassing collection calls.
- End the debt consolidation cycle.
- Consolidate debt into a mortgage.
- Eliminate high interest credit card debt.
- Consolidation debt with home equity.
- 1st, 2nd & 3rd mortgage for debt consolidation.
- Consolidate debt and a higher interest rate line of credit.
- Avoid bankruptcy, consumer proposal and credit counselling.
- Roll credit card debts into one affordable mortgage.
- Refinance your mortgage for debt consolidation.
- Re-establish bad credit and increase credit score.
Hear it from our Clients.
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