Consolidate Your Debt Into a Mortgage.
Debt Consolidation Mortgage Loans.
Debt Relief Mortgage Solutions.
Ontario, British Columbia & Nova Scotia.
what is a Debt Consolidation Mortgage Loan?
Debt Consolidation Mortgage Loans.
Debt consolidation mortgage loans help provide support to homeowners by combining multiple high-interest debt loans or credit facilities into one streamlined payment that better meets their budget and usually eliminates the stressful debt juggling-act with multiple creditors. We understand that hard-working people experience ups and downs, setbacks and unplanned circumstances that cause financial strain in their lives. Whether a result of money mismanagement, disability, job loss, supporting dependants or the financial strain associated with a loss in the family, we believe that tough times happen to good people. We work closely with homeowners and business owners regardless of them possibly being turned down elsewhere. Many times, our clients sigh a breathe of relief when they learn that a debt consolidation loan by way of a mortgage refinance can accomplish the same results without filing for a consumer proposal or bankruptcy.
Mortgage to Consolidate Debt.
Avoid a consumer proposal or bankruptcy.
We provide complimentary credit report assessments for those looking to learn how to build, improve, and maintain their credit. It is important to understand how your credit score is calculated and what you can do to maintain healthy credit. By reviewing your credit report with us you might be surprised to find potential inaccuracies or issues that you weren’t aware of. We will work you at your pace to help you create a game-plan for credit success and financial freedom. Credit scores and history are a very important piece of the mortgage approval puzzle and it is important to ensure that one does their best to portray a good credit profile to prospective mortgage lenders. If you’re juggling high interest debts, please do not hesitate to reach out to us to discuss if you qualify for a debt consolidation mortgage loan in Ontario, British Columbia or Nova Scotia.
Payoff High Interest Debts.
End the juggling.
For years we have helped Canadian’s put an end to the uncomfortable cycle and juggling of high interest debts. By consolidating multiple high interest loans and credit card balances into one manageable payment, you will not only notice an increase in peace of mind but you may also position yourself to save thousands of dollars in the long run and payoff your debts sooner. Replacing unbearably high interest rate debt and putting an end to higher payments may help improve your cash-flow and keep more of your hard-earned money in your pocket. In addition, the sooner you begin to repair and maintain your credit, your credit score may increase which may allow you to be a candidate for lower mortgage interest rates. Contact us at your convenience to learn more about debt consolidation mortgage loans if you currently own real estate.
Bad Credit Mortgages.
can you get a Mortgage with bad credit?
We have the experience, knowledge, and network of mortgage lenders to help you achieve homeownership and access your home equity. Traditional lenders are incredibly stringent with credit requirements and usually have minimum credit score requirements or at the least require very disciplined credit history. Traditional mortgage lenders expect homebuyers and homeowners to demonstrate excellent repayment history without missed or late payments and maintaining an acceptable balance-to-limit ratio on credit facilities. This is not often easy for many hardworking Canadian’s. At times the need to over utilize credit or make payment arrangements is required. DV Capital works closely with homeowners and real estate investors with all types of credit profiles. We have a network of mortgage lenders with specific mortgage programs for those with imperfect credit and invite you to contact us anytime to learn more about our bad credit mortgage solutions for homebuyers, homeowners and real estate investors in Ontario, British Columbia and Nova Scotia.
Mortgage for bankruptcy or Consumer Proposal?
Active or Discharged? Let's talk.
In Canada, the reality is that mortgage lenders, particularly traditional mortgage lenders, have rigid underwriting policies for those with active or discharged consumer proposals or bankruptcies. For years we have helped homebuyers and homeowners owners who have experienced financial hardship enter the real estate market or access their home equity. We understand that hard times happen to good people and believe that people should be awarded a clean start and a chance to buy a home or access their home equity. For those with an active consumer proposal or bankruptcy, we might be able to provide you with a mortgage to discharge the insolvency in order for you to begin rebuilding your credit profile. If you are experiencing difficulty with obtaining a mortgage to purchase a home, or, refinancing your home because of a discharged insolvency we might be able to help you purchase, refinance, or obtain a home equity loan. To learn more about our mortgage options for those who have experienced a consumer proposal or bankruptcy, please do not hesitate to reach out to us if you live in Ontario, British Columbia or Nova Scotia.
rebuild your credit.
One day at a time.
Although traditional lenders have very sensitive underwriting policies if you have less than perfect credit. It gets more sensitive if you have just discharged your consumer proposal or bankruptcy. Some lenders have hard rules against approving mortgages in these situations. As for the lenders that will consider this, you are usually required to demonstrate pristine credit reestablishment for a minimum of 2 years after the date of discharge. Don’t fret, we might be able provide you with mortgage approval options even if you were very recently discharged. At DV Capital we provide concierge service to our clients to help them achieve their credit rebuilding goals. Contact us for a complimentary credit review.
Debt Consolidation Mortgages.
Benefits of a Debt Consolidation Mortgage Loan:
- Stop high interest rate debt judging.
- Reduce panic from receiving credit card statements.
- End harassing collection calls.
- End the debt consolidation cycle.
- Consolidate debt into a mortgage.
- Eliminate high interest credit card debt.
- Consolidation debt with home equity.
- 1st, 2nd & 3rd mortgage for debt consolidation.
- Consolidate debt and a higher interest rate line of credit.
- Avoid bankruptcy, consumer proposal and credit counselling.
- Roll credit card debts into one affordable mortgage.
- Refinance your mortgage for debt consolidation.
- Re-establish bad credit and increase credit score.
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